The other day I was looking at the charge card bill online and saw two charges I didn't recognize. At first I thought they were from our recent vacation, but underneath each charge was an additional line labeled 'Foreign Transaction Fee'. When I opened each item up I saw that the card had been used for gas at two stations in the Dominican Republic.
Our vacation was in Denver, not the Dominican. Yikes!
I had plans to leave the house that morning, but I immediately changed those plans and called the charge card company. Forty-five minutes later they'd reversed the charges from the account, cancelled the card, and said they would send me a new one with a new number. The representative asked me if the card had been out of my possession. It hadn't (other than nominal amounts of time when a waiter ran it at a restaurant), but I had shopped at Target during the period they said hackers were stealing information. I wonder if that's how my number got into the wrong hands?
Hubby Tony checked less than 24 hours later, and there were already credits on the online account statement. When I received the new card several days later there was written documentation from the fraud department that everything had been taken care of.
Five years ago today: Why Can't We All Just Get Along?